Ukrainian Processing Center (UPC) placed 20-th ATM for Delta Bank

July 29, 2008

The 20-th multifunctional cash-in ATM for Delta Bank placed and connected to the processing center.

According to the signed with Delta Bank agreement UPC purchased, placed and connected 2 ATM in Kiev and 18 ATM in all regions of Ukraine. UPC conducts placement and installation of multifunctional ATMs, monitoring of their efficiency, repairing and processing of transactions.

“Within the frame of our agreement with the Bank UPC took responsibility for all operational functions, starting from purchasing of cash machines to everyday monitoring, forcasting an optimal capacity of cash, managinig the cases on ATMs, communicating with contractors and others. At the same time Delta Bank obtains a guaranteed quality of work, including availability of ATM network” — says Andrey Berezyuk, Bussiness Development Director of “UPC”, — “When a bank outsorses non-typical functions to an independent company, it has a possibslity to concentrate resourses on the development of banking business: clients atraction and selling of banking products and services.”

According to Andrey Berezyuk, Delta Bank chose the most effective model of development of credit cards business. A loanch of deposit ATMs will let the Bank to render its customers not only cashing services in the places, where ATM placed, but also possibility to repay loans, to make deposits, to transfer funds from one card account to other and other self-servicing operations. “On the one hand, compatitiveness forses banking establishments to cut operational expences, on the other hand, banks want to focus on selling” — says Andrey Berezyuk, — “that is why the development of banking self-servicing will be one of the most dynamic developing and demanded directions of banking business.”

Eugene Plotitca, operational director of Delta Bank: “We are intended to lead educational activities among Ukrainian population, helping our customers to overcome some pshycological bareiars connected to the using of these ATMs, and to increase the customer’s level of trust to such devices. Cash-in ATMs started to work 10 years ago and proved their reliability in world and national practice.”

Information about Company. “UPC” (www.upc.ua) — leader of processing market of save electronic financial transactions in Ukraine, which already 11 years facilitates development of payment cards market, operatively reacting on increasing requirements of financial institutions. “UPC” services 53 banks in Ukraine and 2 banks in Eastern Europe, rendering such complex of services with payment cards: authorization, clearing, risks and fraud monitoring, as well as outsourcing of cash machines and self-servicing terminals. “UPC” has status MSP and TPP Visa and MasterCard, certificate for servicing of American Express cards in network of POS-terminals.

Information about Bank. Delta Bank is one of the leaders in consumer lending on domestic market, maintaining about 25% market share of this segment. As of 01.07.2008 Delta Bank’s loan portfolio of private individuals was UAH 2 792,70 MM, net assets equaled to UAH 4 854,3 MM. The financial result of Deltabank of 01.07.2008 reached UAH 48,34 MM. For the first time in the world’s practice the Bank managed to emit 1 million of credit cards within one year. The number of the Bank’s clients exceeded 2 million individuals, which means that the each 25th Ukrainian took advantage of its services. At present Bank has 42 branches in all regions of Ukraine and more than 5 thousand points of sale. Bank is in middle-size group of Ukrainian banks. Banking license of National bank of Ukraine dated 20th of April, 2006.