Results of Delta Bank’s financial activity in the first half 2008

July 22, 2008

Delta Bank’s net profit in the first half 2008 equals to UAH 40,11 MM that is more than respective data in the first half of the previous year by UAH 38,45 MM when it amounted to UAH 1,66 MM.

The total net profit of Deltabank in 2007 constituted UAH 4,65 MM.

The financial result of Deltabank from the date when its activity started (April 2006) reached UAH 48,34 MM.

The net assets of Deltabank as of the 01.07.08 amount to UAH 4 854,3 MM, that is more than in a respective period of 2007 by UAH 2 842,04 MM (when they amounted UAH 2 012,26 MM).

The loan portfoio of private individuals as of the 1st of July 2008 reached UAH 2 792,70 MM (as of 01.07.2007 the respective amount was UAH 1 059,26 MM).

As of the 1st of July 2008 Deltabank gave 1 027,69 thousands of credit cards.

The deposits of private individuals as of 01.07.2008 reached UAH 830,10 MM.

The number of the Bank’s clients exceeded 2 million individuals.

Information. Delta Bank is one of the leaders in consumer lending on domestic market, maintaining about 25% market share of this segment. As of 01.07.2008 Delta Bank’s loan portfolio of private individuals was UAH 2 792,70 MM, net assets equaled to UAH 4 854,3 MM. The financial result of Deltabank of 01.07.2008 reached UAH 48,34 MM. For the first time in the world’s practice the Bank managed to emit 1 million of credit cards within one year. The number of the Bank’s clients exceeded 2 million individuals, which means that the each 25th Ukrainian took advantage of its services. At present Bank has 42 branches in all regions of Ukraine and more than 5 thousand points of sale. Bank is in middle-size group of Ukrainian banks. Banking license of National bank of Ukraine dated 20th of April, 2006.