Delta Bank awards the millionth Visa client

June 19, 2008

Delta Bank, the leader of Ukrainian consumer lending market, emitted the millionth credit card of Visa international payment system. First in the world’s practice the Bank managed to reach an amount of 1 million of emitted credit cards within 1 year. In June 2008 Delta Bank conducted an action “The millionth card” for determination the millionth Visa client. The determination of the winner of the action was accomplished using a special bank program IS-card by unique identification number of issued card. Olexandr Olshanskyi, a citizen of Lviv, became the winner who had received the credit card with registration number of transaction being 1 000 000. Olexandr became the winner having taken the credit card at tariff “Loyalnyi”. So having turned to Delta Bank repeatedly Mr. Olshanskyi confirmed his choice of the Bank as a reliable financial partner. Delta Bank presented to the winner a TV set with Plasma Display Panel and also gift “Flight on the balloon”. Flight on the balloon took place on the 14-th of June at 19 p.m. near Lviv (airfield Tsunevskyi). You can look through the photos from the venue following the reference: http://picasaweb.google.com/OKhomytsky/1million_client Delta Bank carries out emission only of credit cards: a share of card credits in its total loan portfolio of private individuals constituted about 55% (1,426 milliard hryvnias) by the beginning of May. According to the estimations of Delta Bank’s experts at present moment the Bank takes 10% of Ukrainian credit cards market. “Our cooperation with Delta Bank started comparatively not long ago, nevertheless in December 2007 Visa marked the current activity of Delta Bank on the credit cards market of Ukraine by a diploma and today we are glad to congratulate our partners with the new achievement — an issue of the millionth Visa card that is undoubtedly an important milestone in the development of the Bank and a contribution to the development of Ukrainian credit cards market on the whole”, — stressed the General Director of Visa in Ukraine and Commonwealth of Independent States countries (not including Russia), Sergiy Ravnyago. Delta Bank started an issue of credit cards on the basis of Visa in April 2007. At the same time by the beginning of 2008 the total volume of credit cards emission had amounted to 622 thousands, as a result the credit-financial institution received “The most hopeful debut of credit cards emission on the Ukrainian market” Visa award.

Notation. Delta Bank is one of the leaders of the national consumer lending market taking 25% of this segment. As of the 1-st of June 2008 the Delta Bank’s loan portfolio of private individuals amounted to 2 771,95 million hryvnias, the size of net assets constituted 4 714,14 million hryvnias. By the beginning of 2008 Delta Bank had emitted more than 500 thousands of credit cards and so it took the 8-th place among the post Soviet Union countries and the 4-th place in Ukraine by volume of active credit cards. In May 2008 Delta Bank emitted the millionth credit card of Visa international payment system. First in the world’s practice the Bank managed to amount to 1 million of emitted credit cards within 1 year. At present moment there are 31 branches of the Bank throughout the all regions of Ukraine, the number of points of sale is more than 6 thousand. In 2008 Delta Bank has started creation of its own ATM network that will be consisted of nearly 1,2 — 1,3 thousands ATMs. Delta Bank is going to build its own ATM network within 1,5 — 2 years due to cooperation with leading Ukrainian and international processing companies. The key partners of Delta Bank in developing the channels of sales are the store networks “Foxtrot”, “АBV-technika”, “Domotechnika”, “The 7-th Continent”, “Mobilochka”, “Allo”, “Melaphon”, “Focus”, “Citycom” and the others. The NBU’s license № 225 of the 20th of April 2006. Delta Bank is a member of middle-sized banks group. The only founder and owner of Delta Bank is Nickolay Lagun.