Elena Popova is appointed Chairwoman of the Board of Directors of Delta Bank

June 6, 2008

According to the Decision of Commission on Supervision and Regulation of the National Bank of Ukraine dated 29.05.2008 № 173 (letter № 45111/2124-7515 of 04.06.2008) and the Decision of the Meeting of the Supervisory Board of “Commercial Bank “Delta” Ltd. dated 21.04.2008 Elena Popova is appointed Chairwoman of the Board of Directors of Delta Bank. Elena Popova has been working in Delta Bank from the moment of the Bank creation and till the new appointment occupied the position of First Deputy Chairwoman of the Bank’s Board of Directors. Before the approval of the candidacy of E.Popova’s by the NBU as acting Chairman of the Board of Directors was appointed Vitaliy Masyura, Deputy Chairman of the Board of Directors and Head of Treasury. In April 2008 according to the Decision of General Participants Meetings of the Limited Liability Company “Commercial Bank “Delta” dated 21-st of April 2008 Nickolay Lagun was appointed to the position of Chairman of the Bank’s Supervisory Board.

Information. Delta Bank is one of the leaders in consumer lending on domestic market, maintaining about 25% market share of this segment. As of 01.05.2008 Delta Bank’s retail loan portfolio was UAH 2,725.92 MM, net assets equaled to UAH 4 672.13 MM. At the beginning of the year 2008 Delta Bank issued more than 500 thousand credit cards and, thus, took the 8-th place among the CIS countries and the 4-th place in Ukraine by amount of active credit cards. In May 2008 Delta Bank emitted the millionth Visa credit card. For the first time in the world’s practice the Bank managed to emit 1 million of credit cards within one year. At present Bank has 29 branches in all regions of Ukraine and more than 6 thousand points of sale. In 2008 Delta Bank started the creation of its own ATM network that will be consisted of about 1,2 — 1,3 thousands of ATMs. Delta Bank is going to establish its own ATM network within 1,5 — 2 years by means of the leading Ukrainian and international processing companies. The key partners of Delta Bank in developing the channels of sales are the store networks “Foxtrot”, “АBV-technika”, “Domotechnika”, “7 Cotinent”, “Mobilochka”, “Allo”, “Melaphon”, “Focus”, “Citycom” and the others. Banking license of National bank of Ukraine dated 20th of April, 2006. Bank is in middle-size group of Ukrainian banks. Delta Bank is established and solely owned by Mr. Nikolay Lagun.